“I hope that you find this library of personal injury information helpful. If you still have questions, contact me anytime. I’ll happily assess your case: No obligations, no fees.”

– Anthony A. Ferrante, Esq. NY INJURY ATTORNEY
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FAQ: Car Accident & Insurance Laws in New York

We’ve made a list of answers to frequently asked questions regarding New York car accident and insurance laws to prepare you for filing a car accident claim after an accident. Many people ask us about car accidents in New York and the insurance laws that apply. New York state car accident laws encompass various aspects, such as liability, insurance requirements, and the statute of limitations for filing claims. Understanding...


What Happens if an Uninsured Driver Hits You in New York?

If you are involved in a car accident in New York, and the other driver does not have insurance, we are here to help you through the legal process. Although it can make a difficult situation even more stressful, options are available to help you cover the costs of any damages or injuries you may have sustained. If you need assistance pursuing compensation after a serious injury accident, contact...


The Basics of New York’s No-Fault Insurance System

The term “No-fault” can cause confusion. New York operates under a no-fault insurance system. Let’s look at what that means, and importantly, what it doesn’t mean. New York is a No-Fault Insurance State. What Does That Mean? New York is a no-fault state. This means that we have a system of rules in place to make sure that people injured in car accidents have medical, lost wage, and out-of-pocket insurance...


How Do I Get a Copy of My Accident Report From the NYPD?

If you were in an auto accident in New York City, you should obtain a copy of your NYPD accident report as soon as possible. Your accident report from the NYPD recounts the events leading to your accident, the aftermath of the crash, and usually identifies the responsible party. Accident reports serve as strong evidence in your claim, especially if you decide to file a lawsuit. If the NYPD...


How Do I Know if My Auto Insurance Company is Acting in Bad Faith?

The unfortunate reality is that it is very difficult to prove “bad faith” in New York, but not impossible.  Bad Faith in New York requires a showing of egregious conduct on behalf of an insurer – which means you have to prove that they are engaging in disingenuous or dishonest behavior. While it is difficult to prove the claim, bad faith activity is easy it spot.  If an insurance...